• Looking for a Better Deal on Auto Insurance in San Antonio, TX?

    It’s easy to find cheap auto insurance in San Antonio, TX if you know where to look. We at txautoinsurancequotes.com have made it our mission to provide you with the latest rates within the state. With our search tool up above, you will be able to gather all the pertinent data for quick comparisons. Now you can slash your payments by a considerable amount without breaking a sweat.

    Average San Antonio Auto Insurance Quotes — Save up to $475 annually!

    San Antonio is a fine city to work in and raise a family but it comes with own fair share of disadvantages like a relatively high amount of average vehicle insurance. Drivers here pay somewhere in the neighborhood of $1,619 a year, a bit more than the surrounding areas of Bexar County. Still, this is 6% less than what a regular Texan has to contend with annually. Depending on personal and other circumstances, individual payments can actually be much higher or lower than the mean values mentioned.

    Car Insurance Factors in San Antonio, TX — The Basis for the Payment Fluctuations

    There is no standard insurance rate for all as every driver operates within a different set of conditions, and therefore, the likelihood of getting into an accident varies quite a bit. The higher the probability of getting into a road mishap, the higher the premium will be. Factors like the age of the car, the driving history, and the color of the vehicle all play a role in the rigorous assessment, as do the following:

    • Location — More people, more cars. In addition, more cars on the road, more chances for collisions. This is the reasonable assumption made by insurance companies as they gauge each client’s location. San Antonio is one of the bigger cities in Texas having 1,327,407 as reflected in the 2010 census. Population density comes up to 3,257 people each square mile of land.
    • Driving to Work — Working during the graveyard shift may not appeal to most, but being able to commute at such odd hours can actually lead to discounts because there are less accidents outside of rush hours. Those stuck in regular day jobs not only have to contend with heavy traffic every morning but also a hefty insurance rate. San Antonio commutes average 23.8 minutes. Fatal accidents tallied in 2009 in the city amounted 8.9 for every 100,000 residents, in contrast to the Texas record of 8.5 that year.
    • Auto Thefts — Thieves do not steal every car they see, just those that have a ready market either as a whole unit or as parts. Automotive insurance providers monitor the most frequently models and owners of these unfortunately have to pay a higher rate than others do. The solution, both against thieves and against the rate hike, is to make use of locks, alarms, and other devices that serve as deterrents. Beware because San Antonio residents experienced 5,657 vehicle thefts in 2010.
    • Education — A college degree comes in handy in plenty of situations, even in unexpected things like automobile insurance. Providers are willing to shower discounts on graduates as they typically behave well on the roads. Of the San Antonio population, 13.8% are college grads and 24.2% are high school grads. In comparison, Texas has 15.6% and 24.8%, respectively.

    Txautoinsurancequotes.com is a search tool created with the help of insurance experts that can help you find lower rates regardless of your situation. It won’t take a minute to try it out: simply key in your details and hit go. Try it now!

    If you live in Houston, Dallas, or Austin, you can get great discounts too – just click those links and read on!

    More Info on Texas on Wikipedia
    State of TX government website