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Average Dallas Auto Insurance Quotes — Save up to $350 annually!
Dallas is a wonderful city to live in with a bustling economy and excellent infrastructure. When it comes to automobile insurance, residents average $1,541 every year. This is 3.24% lower than the Dallas County mean and 11% lower than the state of Texas. In this regard, the locals are more fortunate than their neighbors are and the rate can be slashed much more with certain techniques.
Car Insurance Factors in Dallas, TX — Sorting Out the Payment Puzzle
It is the business of insurance companies to pour over countless data to look for patterns and probabilities. Their studies have revealed that a few factors affect insurance claims more than others do, and so they tend to scrutinize these for every client. Things like driving history and credit score matter, as well as the following statistics:
- Location — Dallas is the ninth largest city in the country in terms of population size with 1,197,816 residents according to the 2010 survey. Insurance companies frown on urban centers as they tend to be filled with cars zipping by and this increases the risk of car crashes. In addition, the city has an average population density of 3,497 people for each square mile of territory.
- Driving to Work — Weekday mornings are always the same: cars jam the streets, each trying to get to the business district as fast as possible. This sense of urgency has produced many bumps and scrapes, if not worse. Rates are high for people who drive during this time and lower for those who can afford to avoid it. Commuting takes roughly 26.9 minutes around Dallas. As for the recorded fatal accident count, it was 7.6 for the city versus 8.5 for the state when normalized to every 100,000 in the population.
- Auto Thefts — Every car owner should take precautions to prevent their vehicle from being stolen. Using anti-thefts devices can go a long way and doing so will be rewarded with discounts by the insurance companies. The neighborhood will also play a role in this as well as the crime rate in the city. In 2010, there were 8,384 recorded auto thefts in Dallas.
- Education — self-improvement through education is good for many things, even those which aren’t so obvious like automotive insurance. College graduates tend to figure less in accidents and so they are given concessions by providers. In the Dallas population, 18.1% have a degree as compared to 15.6% for Texas. It’s 19.7% for high school graduates versus 24.8% in the state.
Txautoinsurancequotes.com is your one-stop shop for all car insurance inquiries. There is no better place to search for the lowest rates around. Just give the quote box a whirl and you may find an offer that will slash hundreds of dollars from your payments.More Info on Texas on Wikipedia
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