• Looking for a Better Deal on Car Insurance in Austin, TX?

    Sometimes it may feel like trying to look for cheap auto insurance in Austin, TX is like searching for a needle in a haystack, but all that is about to change. Txautoinsurancequotes.com has made the task far more easy and convenient for the regular driver. The quote box above can scour countless databases and present the information you’ve been yearning to see in an instant.

    Average Austin Auto Insurance Quotes — Save up to $400 annually!

    Austin is the capital of Texas and residents enjoy a high standard of living. The luck seems to have extended to vehicle insurance as they only pay about $1,395 annually. In comparison, the average in Travis County is almost 5% higher, while that of Texas is a hefty 19% more. Austin natives can implement things that could potentially decrease their rates even further.

    Car Insurance Factors in Austin, TX — Inside the Minds of Insurance Assessors

    Assessing every applicant objectively is necessary in order to come up with a rate that balances the interest of the insurance company and the client. Risky behaviors and circumstances will always result in higher payments but drivers can push back by minimizing their effects whenever possible. Some criteria are quite rigid while others are a little more flexible, as in these examples:

    • Location — A survey conducted in 2010 counted 790,390 residents in Austin. The population density amounts to 3,142 persons for every square mile. The city is home to plenty of multinational companies so a lot of people come here to live and work. Driving in a big city is detrimental to automobile insurance because these places are where most accidents occur.
    • Driving to Work — Stating the day with a commute to work doesn’t rank high on the list of things people enjoy but it is something that most have learned to accept. It does come with another irritant: high automotive insurance. Sharing the roads with tens of thousands of drivers who are in a hurry to get to the office isn’t the safest thing there is and providers recognize this. Those who can get away with driving outside rush hours are likely to be given discounts. It takes only 22.4 minutes on average to commute around the city. Fatal accidents for every 100,000 reached 8 for Austin compared to 8.5 in Texas back in 2009.
    • Auto Thefts — Several things affect the likelihood of car theft including the neighborhood, police visibility, vehicle model, and more. Pick-up trucks are frequent targets but owners who install anti-theft devices on them don’t have to worry as much and insurance companies will also see these as mitigating factors when computing rates. The Austin police recorded 2,250 auto thefts in 2010.
    • Education — College students and graduates can look forward to rate cuts as they tend to be more responsible drivers. Austin is particularly known for having a highly educated population with 25.7% having a bachelor’s degree compared to just 15.6% in Texas. High school graduates account for 17% versus 24.8% around the state.

    Txautoinsurancequotes.com has all the answers you have been looking for when it comes to slashing rates down to more manageable levels. Use the quote box above and see for yourself how much money you can save today.

    Austin isn’t the only city where drivers can get discounts. You can also save money if you live in Fort Worth, San Antonio, or Houston!

    More Info on Texas on Wikipedia
    State of TX government website